Renowned for simplicity, efficiency and trustworthiness, Capfin is a registered credit provider which has created a highly innovative way to assist clients with gaining access to credit when they need it most. It has partnered with leading retail giants Pep Stores and Ackermans to meet this mandate. There are currently over 2500 stores all over the country, which means that you have nearly unlimited access to funds.

How does it work?

The process is simple and easy. All you have to do is take your valid South African I.D to your nearest Pep or Ackermans store, where it will be scanned at the till. You’ll also need to provide your cellphone number during this process. You don’t have to face any lengthy bank queues or intimidating face-to-face interviews. An added advantage is that the process is confidential. Capfin will send you an SMS to inform you of your approval or rejection application status within 5 minutes.

If you are approved, a trained, friendly Capfin consultant will call you back to validate your details. You will then need to provide your banking details and employment details. Capfin will conduct an affordability assessment. The consultant will discuss the loan offer and contact with you thoroughly. Repayments terms will be discussed as well so that you understand your responsibility. Upon approval and final agreement of loan terms, the funds will immediately be deposited into your bank account.

With Capfin Loans you have access to a maximum amount of R20 000 and flexible repayment terms are provided.

Visit www.capfin.co.za to find out how else you can benefit.