Top Dental and Medical Finance Companies in South Africa

Top Dental and Medical Finance Companies in South Africa

In South Africa, where there is a wide array of financial institutions, consumers have access to different lending institutions which meet various needs. Medical schemes don’t provide cover for all medical and dental procedures, which has created opportunities for other medical insurance and medical loan companies.

Some of the top dental and medical finance companies in South Africa include:

First Health Finance

Operating since 2008, First Health Finance provides cover for dental and medical procedures in an affordable way. The institution provides medical payment plans to patients who are unable to afford upfront costs of a medical procedure.

There are many options available to enhance your teeth. Whether you need lumineers, veneers or teeth bonding, bleaching or laminating, First Health Finance provides finance from R5000 to R60 000, with up to 36 months to pay.

Incred Medical Finance

Incred Medical Finance provides medical loans for a variety of medical and cosmetic surgery procedures. With easy repayment terms, there are also no penalties for early settlement.

Dental and medical finance from Incred ranges from R1000 to R150 000, with up to 36 months to repay. The institution provides dental implants finance. Applying for these loans is simple and once you have applied you can expect assessment of your application and a response within 48 hours.


MediFin finances a variety of surgeries, one of which includes cosmetic dentistry. Up to R25 000 of finance is offered, with up to 60 months to repay.

Medifin provides alternate payment solutions for patients who have had elective or non-elective surgical procedures. Medifin provides services for all medical doctors, dental practitioners and surgeons nationally. It also finances a variety of surgeries. Instant approval is available online here:

If you are looking for the top dental and medical finance companies in South Africa you need to do research and make sure that you select the right institution for your needs.

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