Capfin offers clients the ability to take out loans at any one of thei partner outlets, namely PEP or Ackermans. You may qualify for a loan of up to R10 000 and you can do this by visiting a PEP or an Ackermans store nationwide.

Along with PEP, you can also apply at Ackermans as they have partnered with Capfin to provide customers with an easy way of applying for a loan. There are a total of 2,500 stores that offer these loan applications, making it easily accessible for customers.

Capfin’s loans are offered over six months. They believe that there is no need to stand in long bank queues, and sign piles of paper to apply for a short term loan. All you need is your SA ID and latest proof of income, to be permanently employed and paid monthly into an SA Bank account.

How much will you pay?

When you apply for a loan, make sure that you can afford the repayments. Capfin loan calculations will determine how much you’ll pay back, and the total amount of the loan, including all interests and other fees. There is a calculator available on Capfin’s website, so that you can determine how much you’ll have to pay back and how long it will take you.

This makes it easier to apply, as you will be able to know upfront how much you’ll need to pay. Simply take your ID with you, as well as your payslip and complete the application by following these steps:

  • Take your SA ID and your latest proof of income to any PEP store.
  • Get confirmation via SMS within 5 minutes.
  • And Capfin will call you to finalise your loan application.

That’s easy and effortless and before you know it, you’ll get the outcome of your application and you’ll be contacted by a consultant to finalize your application.