Powerful forces have for years now been reshaping the banking industry. These forces include Customer expectations, technological capabilities, regulatory requirements, demographics and economics are together creating an imperative to change. Banks need to get ahead of these challenges and re-tool to win in the next era. Banks must not only execute on today’s imperatives, but also radically innovate and transform themselves for the future. One banking house which has continued to radically innovate is First National Bank (FNB). In living up to this approach to business, FNB introduced the Fluid Account.

The Fluid Account is a transactional and savings account designed to meet the needs of customers who are 18 years and younger.This account offers you two pricing options from which you can choose.These are Standard Pricing Option and Unlimited Pricing Option.The Standard Option is best for you if you do not transact regularly and you are able to maintain a balance of R500 in your account at all times. You will pay a monthly account fee if you have at least R500 in your account balance and you will also receive 2 free qualifying debits per month, after which you will be charged an applicable fee per transaction.

The Unlimited Pricing Option is best for you if you want to know your fees upfront and mainly transact through FNBs electronic channels. For a fixed fee per month, you get unlimited qualifying electronic transactions, no matter how many you do. You also get 6 free FNB ATM cash withdraws per month. Excluded are branch transactions, cheque and other banks ATM transactions as well as special instructions and penalty fees which are charged for separately.

To access this account, FNB can be contacted on 0875759404