When seeking credit, individuals often gravitate towards the oldest, most trusted names within the industry. An institution that meets these requirements and which prides itself on providing quality services is Wesbank.  

Wesbank was established 40 years ago and is renowned for providing quality asset finance and fleet management solutions. Its services cover Aviation, Agriculture, Commercial and Company vehicles, Plant and office equipment etc.

The entity specifically created a personal loan solution tailored to provide the quickest and most convenient finance.

Personal loans are offered at fixed interest rates with repayment periods of 24 months to 5 years.  Credit is offered from a minimum amount of R4000 and up to R100 000.

Whereas traditional banking institutions will require you to make a personal visit for a face-to-face interview and fill out a mountain of paperwork, Wesbank provides convenient application processes.

Another benefit of the Wesbank Personal Loan is that it is unsecured, so there is no collateral required to secure the loan.  An affordability assessment is done to ensure that you can truly afford to make repayments comfortably.

Requirements for application:

Be at least 18 years of age

Have a valid South African I.D.

Earn a minimum of R4500 per month

Provide proof of income

Have clear credit references

Provide current banking details of the account into which your monthly salary is paid

Wesbank is a registered credit provider and aims to serve the best interests of its clients. The Customer Protection Plan has been included to protect clients and their families from unfortunate events, such as death, permanent disability or ever retrenchment.