Taking up a loan is not always as easy as it looks, as you have to have a carefully considered and all the fees and interest it to be able to comfortably afford your monthly repayment. If you are looking for small cash loans in this period to consider alternative credit providers and having set: personal loan at the bank.

There are many credit providers that offer small cash loans and they include:

  • Wonga
  • GetBucks
  • Kathlego Cash Loans
  • Boodle

Each of these loan providers has a sample application processors will only take a few minutes. Once approved, the money will be paid over to your bank account immediately and you will have access to your funds. In order to be approved for this loans you have to be permanently employed and be over the age of 18 with a clear credit record.

Some of the documentation that you may need include your bank statement, the latest salary slip, and your identity document. In most cases, this can simply be uploaded online or you can e-mail or fax these documents after you have submitted your application. In some cases you will also need to provide proof of address.

When you apply for a loan make sure that you qualify for the full amount that you need and make sure that you know what the monthly repayment probably, so that you can make sure that you are will be able to pay it off comfortably. Never take out a small cash loan in order to pay off another debt, as this will only influence you negatively. If you are already struggling to repay your debt at the end of the month, taking out another loan is not recommended.