SMA Payday Loans is an institution operating in the South African financial industry. It specialises in the provision of cash loans.
More South Africans are opting for this type of finance nowadays. Amendments made to the National Credit Act in 2007 effectively created more opportunities for micro lending institutions to penetrate the market.SMA Payday Loans is a micro-lender that aims to provide services for individuals in need of finance in simple and convenient ways.

Why choose SMA Payday Loans?
SMA Payday Loans offers quick and convenient service – the institution strives to give clients the best service so they can address their pressing financial needs.
The loans are easily accessible- you can apply for the loan online. This saves you from having to travel to make an in-branch application. You can complete the entire process without having to leave your office or home. Financial freedom is simply a click away with SMA Payday Loans.
There are easy application processes – there are no lengthy forms to fill in.
Repayment is expected within a month–payday loans are offered, so they are repayable by the time your next payday comes around. This is usually a period of a month.
There is no collateral required as these loans are unsecured.
SMA Payday Loans gives you the facilities to be able to meet financial emergencies. Use the loan to pay for unexpected emergencies or for short term expenses you may have.
Turnaround periods are fast, with successful loans being paid within 24 hours
SMA Payday Loans Branches”

Margate
Shop 3 Oribi Centre
Marine Drive
Margate 039 312 2777

Durban
332 Smith Street
Durban CBD 031 307 1032

Umgeni
28 Kent Road
Umgeni 031 309 2126