First National Bank (FNB) offers a range of financial solutions designed to make the lives of South Africans easier. From transactional banking, to loan solutions, forex and credit card solutions, FNB has just the right solution for a range of needs. 

The bank offers credit cards tailored to suit your lifestyle.

More about Credit cards from FNB:

Gold credit cards are available to individuals earning between R120 000 and R349 999 annually. This card also has a personalised credit limit of between R10 000 and R60 000.

Premier credit cards are available to individuals earning between R350 000 and R749 999 annually.

Private client credit cards are available to individuals earning between R750 000 and R1 499 999 annually.

Private wealth credit cards are available to individuals earning R1.5 million or more annually.

To apply you’ll need to provide these documents:

  • Copy of your most recent payslip
  • Latest 3 months’ bank statements
  • Valid South African ID
  • Proof of residence

What benefits are offered by credit cards from FNB?

  • Lifestyle Protection
  • Free unlimited swipes
  • Earn eBucks
  • inContact
  • Free Online Banking
  • Personalised interest rates
  • Up to 55 days’ interest- free credit
  • Lost card protection
  • Free budget facility
  • Option to pay for the credit card via Auto payment solution, by making a direct deposit at FNB or through online banking.

More about credit card interest rates FNB:

With the Gold credit card from FNB, interest rates are personalised and appear on the credit card statement.

On the Platinum credit card from FNB, interest rates charged on the balances are between 12% and 21%.

Interest rates paid to you on positive balances are between 0.25% and 2.5%.

The minimum monthly repayment of the balance owing amounts to 5%.

For more information about credit card interest rates FNB, simply visit www.fnb.co.za