Vehicle Insurance Quotes – Frequently Asked Questions
Getting vehicle insurance can be confusing if you don’t have the right information. There are quite a number of questions that are common when people look for this type of insurance.
What kinds of cover are available?
A good insurance quote will provide you with specific details about the types of vehicle insurance you can get.
Why is my car insurance so expensive?
Insurance providers offer vehicle insurance to individuals based on a number of factors. Insurance is a highly personalised process, as individuals have unique needs.
What is excess?
It’s essentially what you agree to pay before the insurance company settles the rest of your claim. It’s often regarded as “the first amount payable”. In the case of car insurance, it is a contribution you are required to pay towards a claim you make on your car insurance policy.
What are premiums?
This is the amount of money that you pay to an insurance company as a form of risk management. You pay this amount to make sure that you are financially protected in the event of damage or loss of your personal possessions or your home or business.
How much can I save by comparing?
You need to compare thoroughly between various insurance types to see how much you can save.
How many car insurance providers do you compare?
It’s always advisable to compare three of more insurance quotes.
Why is my car insurance getting more expensive?
This is dependent on your level of risk and depends on how your insurance company perceives your amount of risk.
Is car insurance cheaper for women than men?
Many insurance companies rely on statistics to quote individuals. Statistics have shown that women are often not as reckless as men on the roads and are generally considered to be safer drivers.
Why does my age affect my vehicle insurance quote?
Younger drivers typically get higher premiums.