How to get the best Insurance for Cars
How do you know that you’ve got the best insurance for cars?
You should feel assured that you’ll be able to handle the financial costs.
You’ll feel comfortable knowing that you aren’t over-paying and that you are getting your money’s worth.
What kind of insurance cover can you get?
- Comprehensive insurance
- Third Party, Theft and Hijacking Insurance
- Third Party Only insurance
What to look out for in terms of the best insurance for cars:
- The premium
- Applicable Discounts
- The insurance company’s rating and reputation
- A basic car insurance policy should cover the damage and loss or personal property as a result of a traffic collision or theft and hijacking
How can you get the best deal?
Shop around for the best deals
Make sure that you are comparing like-for-like cover.
Use an online comparison service to do the hard work for you
You can use an online comparison service to source multiple car quotes for you so that you can compare.
Don’t put everyone on your policy
Make sure that you add only an experienced, older driver to the policy.
Protect your No-Claims Bonus
This is the single best way of cutting car insurance costs
Consider taking a higher excess
This will bring your premiums down.
Secure your car
Fitting an approved alarm, immobiliser or tracking device to attract discounts.
Make sure you get the right cover for the kilometres your car covers
Consider a Pay-As-You-Drive insurance policy which will cover for you for as much as you drive.
Think carefully about adding drivers
Watch out for insurance trap cars
Cars that are more expensive to repair and maintain will get you a higher insurance premium.
Be a better driver
You could even consider going on an advanced driving course as this could go a long way towards lowering your insurance premiums.