When it comes to finding the best personal loans in South Africa. You have to consider in theory variety of factors. Finding the best loan can be a challenging but by comparing different offers you will find one that suits your unique individual needs.

ABSA

ABSA offers a personal loan the range between R3,000 and R150,000 you can repay your loan over a term of up to 60 months. You have to earn a minimum salary of R2,000 per month to qualify. You can apply for a personal loan from ABSA online.

Old Mutual

Old Mutual offers a variety of personal loan products and one of these is the option for taking out a consolidation loan, which will offer you a low instalment every month. This is suitable for loans of up to R120,000 a month.

FNB

FNB offers their clients personalised start from as little as R2,000 they offer flexible repayments of up to 60 months. In order to qualify for this you need a minimum salary of R8350 per month.          This is a great option for clients to take up as loans started small amounts and monthly repayments are also very affordable.

Nedbank

Nedbank has flexible loan options between R1,000 and R120,000. You have to earn a minimum monthly salary of R1,200 per month, and you have to be employed by the same employer for more than three consecutive months.

Capitec

Capitec has a range of personal loan options and then goes up to R150,000. You can also repay these loans over a period of up to 60 months and you will get free death and retrenchment cover that will settle the balance of your outstanding loan when you’re no longer able to repay them.