A personal loan is unsecured debt; the application process is simple as the whole process is done from your computer in the comfort of your own home. Once the application is complete you will receive an email detailing the next steps to getting your finance approved. Personal loans can be used for many reasons. This can be to consolidate your current debt, or for an emergency or just for everyday expenses.

Personal loans range from R1,000 to R150,000 and can be taken over 3 to 60 months.

What you need to apply for FinSA loans:

  • Your South African ID document (Green bar coded ID)
  • Your last two (2) months’ bank statements into which your salary is deposited
    • Your latest pay slip
  • If you are a commission or overtime earner you need to provide your last three (3) months’ pay slips

FinSA also offers payday loans. Payday loans are a convenient and quick advance on your salary that is repayable in full with interest and fees on your next pay date. Payday loans are used for those unforeseen emergency expenses that occur from time to time.

Vehicle Finance

Giving a simple, fast, efficient solution to both the buyers and sellers. Making the process of selling your car safe and easier. A-Z service from the speedy credit application to the registration and licensing of vehicles.

Highly trained FAIS accredited business managers will advise potential buyers on all finance options and value added products.

Home Loans

If you are currently looking for a new home loan, extended home loan, or looking for a home loan pre-approval estimation, then you have come to the right place!

FinSA is partnered with one of South Africa’s leading bond originators, all you need to do is submit your details to us, and then sit back as they do all the hard work for you. We’ll shop around between the banks to find you not only the best rate, but the best overall package.