Never let your credit card out of your sight when making a payment. Make sure that the person taking payment has nothing else in their hands. This is one of the easiest ways to avoid card skimming. 

Remember to sign the slip produced by merchants and keep your copy for reference. This helps you to keep track of your spending.

You may receive a One-Time Pin (OTP) to give you an extra level of protection against unauthorised use when shopping online. You can only use this PIN once.

Payment with credit card should only be done on trusted websites that are verified as secure sites. Don’t share your personal information on the internet.

Draw a line through blank spaces on charge slips above the total to prevent any changes.

Always check receipts against your monthly statements. This is one of the easiest ways of making sure that you can keep track of payments and that no unauthorised payments are made on your card. Destroy receipts by tearing them up or shredding them before throwing them away.

When travelling, carry only the cards you need. You only really need one (or maybe two) cards to make payments.

Keep your anti-virus software up to date on your computer. This helps to prevent hackers from using spyware to copy your credentials when using online shopping.

Don’t share your PIN with anyone. Don’t write it down anywhere either. Rather memorise it.

Always cover your hand when entering your PIN. This may prevent card skimming tactics by fraudsters.

Avoid keeping all you cards together, in case your wallet or purse is stolen. Keep your cards in safe, separate places.

Use only one credit card when shopping online. Not only does this help with keeping track of spending, but if your card information is compromised you only have one card to track down.

Don’t lend out your credit card. Payment with credit card should only be done by you or an authorised secondary user.