Having a credit card can be quite helpful in a number of ways. Not only do you have access to extra finance, but you could also use it to pay for an emergency when you don’t have the cash.  Making purchases online also becomes much more seamless when you have a credit card. 

In South Africa, consumers have a wide array of options from which to choose, in terms of credit card providers. While the major banks offer credit cards, other financial services providers also offer these services.

Retail giant Edgars has a financial services division that offers a credit card to qualifying individuals.

More about the Edgars Credit Card:

The card is a MasterCard Credit card that can be used all over the world. Not only can users swipe their card wherever they see the MasterCard logo, but they can also it to withdraw cash at millions of ATMs internationally.

Online shopping is a breeze with the Edgars Credit Card. Users can make secure payments online for purchases 24 hours a day.

When you are approved for an Edgars Credit Card, you will qualify for a free R100 Edgars voucher when you spend R1000 or more on your first purchase within three months.

To qualify for this card you need to have a clear credit record.

The Budget Facility that comes with the card is highly useful for making larger purchases. Card holders are also able to choose their own repayment term.

Free Travel insurance is included with this facility, while Free Lost Card Protection offers protection in case your card is lost and unauthorised transactions are made.

What are the qualifying criteria?

  • Be a South African citizen
  • Earn at least R4000 per month

How are repayments made?

There are three ways to pay your Edgars credit card:

  • Online banking
  • Automatic Payment Order
  • Direct Deposit at Standard Bank

To apply for the Edgars Credit Card, call: 0861 201 141 and apply over the phone. Alternatively, SMS your Name/Surname/ID Number/Income/Expenses to 34510.

Visit www.edgars.co.za