When it comes to buying a home, SA Home Loans is a leading provider of home finance for customers throughout South Africa. SA Home Loans make it easy for you to apply for a loan as their process is very straightforward and effective. They are responsible lender and they will do an affordability check as well as a check on your income and your credit history to determine what type of loan you will qualify for.

The application process is simple and you can still apply online, after which a consultant will finally be finalised application. You will then need to send in your supporting documentation like an identity document, bank statements, the recent payslips, as well as approval by this. From there application will be assessed and you will be notified of the outcome immediately.

SA Home Loans offer various products, including a variable home loan, said the homeland, and age homeland. Also offer additional products such as personal loans, and transfer assist. They also have an affordable housing package allows you to benefit from the ability to buy a home if you have a joint and income of at least R8,000 per month. Their package can finance up to 100% of your purchase price and enables families that do not have a deposit to pay for affordable housing offered by developers, estate agents and other private sellers.

A variable SA Home Loans will offer the following:

  • A flexible term up to 20 years.
  • A variable preferential interest rate, tailored to your risk profile.
  • Up to 100% of the purchase price, depending on your risk profile.
  • Bond attorney costs discounted by 50%, unless they are covered by the developer.
  • Payment options for Debit Order or Salary Stop Orders (for government employees).