Established in 2001, Real People Loans is an authorised financial services provider and registered credit provider. The company provides business finance solutions as well as home improvement loans. Small and medium enterprises can benefit from finance solutions offered by Real People Loans. The company’s business finance solutions are dedicated towards those SMEs that would not normally qualify for commercial bank funding due to inadequate capital and collateral.
Business Loans:
Business loans offered by Real People Loans are up to R5 million. The institution strives to provide personalised customer service and they also offer professional business support services. There is a repayment term of up to 84 months (7 years).
Once you have applied and qualified for Real People Loans for your business, you can expect to get a quick decision and fast pay-outs.
Home Improvement Loans:
If you are looking for finance to be able to renovate your home, it may be worthwhile to consider Real People Loans.
Real People has agreements with leading home improvement retail stores nationwide. This means that if you are looking for building materials such as bricks, roofing, or tiles, you can apply for a loan which will cover your home improvement requirements. Once you have been approved you will need to go to a store which is part of the Real People Loans network of approved buildings materials providers.
Loans are available at a minimum amount of R1000 to a maximum of R100 000 while repayment terms are set at a comfortable 48 months.
What do you need to qualify?
- Be permanently employed, self-employed or employed under contract
- Earn a minimum of R2000 per month
- Have an active bank account
- Be between the ages of 18 and 64 years
- Have a valid South African Id or drivers’ licence
- Provide a recent payslip
- Provide latest 3 months’ bank statements (if self-employed)
Visit the Real People website here: www.realpeople.co.za
