There are three types of debt people make in South Africa this according to Neil Roets, CEO of Debt Rescue, one to maintain a certain basic lifestyle, one to live a life of luxury, and one for the purposes of pure survival.

And whether you need money to buy a house, farm or business, or it’s going towards your children’s school fees or education or to pay for healthcare costs.

There are plenty of finance loans on the market and the great thing about modern technology is that you have access to many finance loans at your fingertips.

Since digital remains to be the future, credit lending has seen more and more businesses that specialise in extending credit through virtual means such as the Internet, from well-known GetBucks.com to recent finance loans business Makanda Finance.

These types of loan websites compete to be quicker with loans that can be approved in five to ten minutes and the promise of same day loan payment into your account. Another benefit of internet finance loans is that they’re convenient with hardly any of the hassle you experience with banks and other finance loan companies and they’re all done from the comfort of your home or never leaving the office. In turn saving you time, a precious commodity in today’s busy lifestyle.

Although there are finance loan companies with physical buildings still, but they like most businesses of today have also migrated to digital. Therefore if you require a finance loan here are some credit lending businesses to consider.

Kickstart your short term financial needs with GetBucks.com, an instant online loan website that promises a loan that can be paid out within the hour. GetBucks.com is a registered online financial lender with the National Credit regulator, which started in 2011 and has the largest footprint in Africa. It offers loans from R500 to R4, 000 and up to R8, 000 for existing customers with a repayment period of up to 45 days.

Another instant online loan provider is Makanda Finance, but with a difference as they not only lend money but help you grow your money through their investment plan service offering. But since it’s a finance loan that you need Makanda finance little personal loans are not only quicker but they’re cheaper too because of their lowest interest rates and fixed payments, that make it easier to budget for.