All the major banks in South Africa offers credit cards to their customers and this includes a variety of weapons, including the opportunity to get a gold credit card. A gold card comes with a set of unique benefits which is different to each bank, but will offer you benefits and rewards for using the card.

Nedbank

Nedbank is one of the largest banks in South Africa and they offer a gold credit card to their clients. The gold credit card offers the following benefits:

  • up to 55 days interest-free credit
  • zero the transaction fees
  • global ATM access
  • optional life cover
  • flexible repayment options
  • free supplementary card

In order to qualify for a gold credit card you have to be at least 18 years of age or older, have a good credit rating, be a South African citizen, and earn more than R36,000 annually, or more than 350,000 annually to qualify for a platinum card.

ABSA

An ABSA gold credit card offers a variety of discount benefits as well as the opportunity to link a garage card to your credit card, along with zero transaction fees on purchases. Also create purchase facility for purchases over R300 and up to 57 days of interest-free credit. In order to qualify for this card, you need to be over 18 years of age have a clear credit the study and the full-time employed.

FNB

With FNB you can get a gold credit card with a credit limit of up to R60,000 and up to 55 days interest free credit. You will also have free unlimited swipes for all purchases. You will also get free subscriptions to cellphone, telephone and online banking and the ability to use a budget facility with up to 60 months to pay.