First National Bank has a number of products and services on offer for its clients. One of their personal banking solutions are credit cards which are designed to help clients meet their varying personal needs. First National Bank Credit Cards offer account holders a range of benefits and rewards.

What does the FNB Gold Credit Card have to offer?

Personalised credit limit of between R10 000 and R60 000.

This is beneficial to many individuals who may be able to use their credit card to pay for emergencies that arise during the month. Paying for costly tertiary education expenses can be done using the FNB Gold Credit Card. How you use your card is completely up to you. Your responsibility is to make sure that you pay for the service at the end of the month to avoid being penalised through high interest costs.

Further benefits provided by this credit card facility:

  • Free unlimited swipes
  • Free budget facility with 6 to 60 months to pay
  • Easy online application
  • 0% interest charged on purchases

What are the qualifying criteria?

To qualify for an FNB Gold Credit Card you will need to earn between R120 000 and R349 999 per annum.

You must meet all affordability criteria.

To apply you’ll need to provide these documents:

  • Copy of your most recent payslip
  • Latest 3 months’ bank statements
  • Valid South African ID
  • Proof of residence

FNB Gold Credit card holders get to benefit from personalised rates offered from 8.5% to 21% in addition to up to 55 days of interest-free credit.

To find out more about how you can benefit from FNB Gold Credit Card services, call: 087 575 1111

More information about FNB Gold Credit Card interest rates is available via www.fnb.co.za