With the rising cost of living, more people are finding it harder to keep afloat. Finding cheap car insurance is at the top of many peoples’ lists in terms of finding way of saving.
How can you get cheap car insurance?
Pick one of the cheapest cars to insure
By getting yourself an inexpensive car you may qualify for lower insurance premiums. This may likely mean that your car will be considered as a lower risk.
Get an extra driving qualification
This may go a long way towards getting you cheaper car insurance as it shows the insurer that you may be less likely to be involved in a car accident.
Think about the level of cover that you need.
Understand the types of coverage that you need. This may also mean that you need to assess how often you drive. The type of cover you get need to be affordable and it must provide you with adequate cover for your individual needs.
Look for multiple insurance policy discounts.
Many insurance providers offer clients a discount if they have more than one policy with them.
Ask about promotions.
Make sure that you ask about any promotions as you can get significant savings.
Remember that age and gender can influence your premiums.
Your age and gender will have a big impact on the premiums you are charged. Statistics show that female drivers are considered to be lower risks on the road and are less likely to get into a car accident. In South Africa, once you are over the age of 25 years your premiums are likely to become lower to a certain extent.
Do your research.
Make sure that you get various quotes from more than three insurance providers.
Consider that where you live may have an effect on your premiums
High-end cars mean higher premiums.
Cars with bigger motors mean bigger costs. The risk of theft also matters quite a lot.
