Capitec Bank Loans are simple and efficient banking solutions offered at competitive interest rates. Capitec specialises in providing simplified banking including a range of services, including transactional services, credit facilities and savings options.

Qualifying criteria for Capitec Bank Loans: 

  •  Be above 18 years old
  • Provide your most recent bank statement
  • Provide your latest payslip
  • Be employed with your current employer for longer than 2 months
  • Have a salary paid into your bank account

With the Capitec Credit facility you can get access to as much as R5000, which is repayable within a month. You can use this loan to pay for daily expenses, your rent for the month or your child’s school fees. As a payday loan solution, these loans must be repaid by your next payday, which is usually about 30 or 31 days. Interest rates are highly competitive.

Capitec Bank Loans Interest Rates for credit solutions:


R10 00016.25-33.65%

R75 00016.25- 33.55%

R120 00021.75-33.70%

R205 00022.70-30.25%

These are personalised credit solutions that are based on affordability and individual credit profiles. You have up to 84 months to repay these loans. Free retrenchment and death cover is included.

Capitec Bank Loans Interest Rates for Saving facilities:

By saving with Capitec Bank you can earn highly competitive interest rates.

By saving with the Capitec Bank Global One card you can earn between 5.35 and 10% interest per annum. You get up to 4 extra savings plans and you can earn highly competitive interest rates while also benefitting from lower bank costs.

The interest you earn could cover your monthly bank fees.

To find out more about Capitec Bank Loans Interest Rates, c ontact Capitec by calling: 0860 10 20 43

Visit their website here: