123 Cash Loans Online is a specialist provider of unsecured personal loans of up to R8000. With flexible repayment terms of up to 6 months, the institution has been operating for over 17 years in the micro lending industry.

123 Cash Loans lets you choose a loan amount that suits you. You can then complete a quick, secure online application and have a decision within hours. Applying is easy and can be completed within the comfort of your own home or without having to step out of the office.

As a registered credit provider, 123 Cash Loans offers loans to individuals who can afford to make repayments comfortably. Interest rates are fixed at 5% per month, in line with guidelines set by the National Credit Regulator (NCR). This makes it easier to budget every month.

These loans are unsecured, so you don’t have to worry about putting up any of your assets as collateral to be able to access the loan. Additionally, this institution makes its services available to blacklisted individuals. If you are under debt review or administration, you, unfortunately, don’t meet 123 Cash Loans lending criteria.

How the application process works:

Simply visit the 123 Cash Loans website here: www.123cash.co.za and apply. One of 123 Cash Loans’ trained consultants will contact you.

A quotation will be supplied.

Once you are approved, you decide how you want to receive your cash.

You have a choice between an EFT into your bank account or a SASWITCH car and PIN, which you can use at any point- of- sale or ATM to withdraw the cash.

123 Cash Loans Branch contact details:

Boksburg             011 892 4819

Cape Town         021 421 0488

Centurion            012 643 0346

Pinetown            031 301 0414

Durban                 031 301 0002

Randburg            011 781 0449