Vecto Finance is a personal loan specialist that provides unsecured loans. The lender provides fast loans to people who have urgent cash flow problems and who need to borrow cash in a hurry. The institution lends to people who have limited access to bank credit and provides a simple application process.

Established in 1999, Vecto Finance is a registered credit provider that is fully regulated by the National Credit Act. The institution operates in an open and transparent manner.  A credit check will also be done during the application process.

Loan amounts of R500 to R15 000 are offered. The loans are unsecured, so you don’t need to worry about putting an asset up as collateral.

Once approved, the amount is deposited directly into your account within 24 hours.

To be eligible for Vecto Finance Loans, you must be employed for at least 4 months.  Depending on your salary structure, terms can be 6, 12 or 18 months.

Benefits of choosing Vecto Finance Loans:

Customers receive the full loan details in advance for maximum transparency.

The institution provides unsecured personal loans to South Africans who can’t access the products available from the major commercial banks in the country.

Loans are easily accessible through a simple online application. There is minimal paperwork involved in the process and because it’s online, you can apply at any time of the day and from wherever you are on-the-go. You don’t have to worry about wasting hours of your time waiting in long queues or having to spend hours in interviews with multiple consultants.

A fixed interest rate is charged throughout the duration of the loan, so you can expect to pay a consistent amount at the end of the end of every month. Instalments won’t be affected by fluctuations in the interest rate.

For more information about Vecto Finance Loans, visit