Taking Out a Personal Loan from FNB
As an existing customer you could save on your monthly repayments when you switch your loans to FNB. Reduce the hassle of paying multiple credit providers and simplify your monthly repayments. A personal loan can offer you up to R150 000 with flexible repayment terms up to 60 months.
You will also benefit from a personalised interest rate, as well as the ability to take a break from your payments in January of every year. You will also pay no penalty fees when you decide to settle your loan early.
Ways to apply
- Apply Online
- Complete the call me back form
- Call 0860 102 631
What documents do I need?
- Your green bar coded ID or Smart Card
- Your certified proof of residence
- A settlement quote should you wish to consolidate your debt
FNB Temporary Loan
FNB’s temporary loans are available to existing FNB customers and you need to earn at least R3 000 to qualify. The application process is very convenient as there are no application forms to complete. The amount you qualify for when you apply for the FNB Temporary loan is dependent on your credit profile and is subject to credit approval. Once approved it is immediately available in your Personal Cheque Account or Smart Account.
One benefit when you apply for the FNB temporary loan is that you pay no interest should you repay the total loan or outstanding balance within 31 days. You also get to enjoy convenience as any deposits made into the FNB transactional account from the day after taking up the loan maybe allocated towards the payment of the loan.