Getting easy credit approval for department store cards in South Africa (SA) is somewhat difficult if you have a bad credit track record. Resulting from having missed payments for a few months or that you may be over-indebted leading you to fail to make payments.
As mostly to apply for credit through the department store card requires that you meet a certain requirements list of payslips to prove that you’re employed, valid SA ID and must be earning a certain type of amount per month (and this varies depending on the department store card you’re applying for.
And having a good credit record is also another requirement along with consent to a credit bureau. Then and only then will or if your application is approved, you can purchase immediately!
Many or few hold their breath at this point therefore who do you turn to if you want easy credit approval department store card in SA.
Well it would seem if you Google Easy credit approval department store cards in SA RCS Cards pops up. As all you need to get the card is:
You must be 18 years and older
Hold a South African ID book or Driver’s License
Provide your latest 3 months’ bank statements or 3 months’ salary slips
Be employed and earn R1 000 or more per month
Did you realise no mention of a credit check.
And with over 22 000 stores across all categories, you can shop for the brands you love. And all the goodies to please your heart, shop at these departmental stores with your RCS Card.
– Baby Boom, Jam and Keedo – for all your baby and kids essentials
– Carrol Boyes – for unique and quirky gift items
– Poetry – Women’s clothing and fashion store
– Frasers – a fine leather and luggage store
– Duesouth – for outdoor gear, apparel and footwear for the modern adventurer
– Body Shop – for some delish bath and body products.