Capitec offers their customers many ways to bank, one of which is the convenient Capitec’s Cellphone Banking App. There are so many benefits to using this app, including:
- Bank anywhere, anytime
- It’s free: Our app is free to download and there’s no monthly subscription
- You’ll save: Beneficiary payments can be done at half the branch cost
- Plan and manage your budget: Take control of your money and track your spending
- Convenient: You can access the app on the go from your cellphone
- Added security: Every transaction is protected by your Remote PIN, so never share it – keep it secret
If you want to transact, you can:
- Do payments (people or accounts)
- Buy airtime, data and SMS bundles (for yourself or a friend)
- Buy electricity (for yourself or a friend)
- View your last electricity tokens purchased
- Add beneficiaries (your own, Capitec-registered or credit card)
- View, sort, update and delete beneficiaries
- Add recurring (stop orders) and future-dated payments
- View transaction or beneficiary payment history
- Do multi loan withdrawals
Even people who want to save can benefit from Capitec’s Cellphone Banking App:
- View your available account balances
- View account details
- View transaction details
- View or email your transaction history (money in and money out)
- Transfer money between your savings plans
- Add recurring (stop orders) and future-dated transfers
- Send your account details by email or SMS
The app was designed with security top of mind. Once you’ve installed and activated the app, your money is safe. Treat your Remote PIN like you do your bank card PIN – never share it with anyone. Remember that no one will be able to access your accounts using the app if they do an unauthorised SIM swap on your cellphone number because the app is linked to your cellphone.
