When you’re looking for insurance you need to make sure that you compare a number of quotes from various insurance companies. While you may have the information, it’s also important to take a number of factors into consideration.

Here’s what you need to know about making the best of insurance comparison quotes:

Always check more than one site

You have specific individual needs so you should cast the net as wide as possible to make sure that you get the best quotes.

Cheapest isn’t always best – they might have a high excess or not the right cover for what you want.

Although price is important, it shouldn’t be the main determining factor in your decision. You also need to consider how much you will be able to afford on a monthly, quarterly or annual basis.

First isn’t always best either.

The first quote you get isn’t always the best. You should take your time to shop around before making a decision.

Most of them are standard products, so they won’t necessarily take your personal circumstances and needs into account.

They are not usually suitable for complex insurance, so you need to do your research to find a quote that is suited to your individual needs. If you’re looking for car insurance for example, you need to provide as much information as possible. The insurance company will quote you based on a number of factors such as your age, the model of your car, where you live, security features on your car as well as how long you’ve been driving. By providing as much information as possible you will be able to get an accurate quote.

How to use insurance comparison quotes:

  • Work out what policy and cover you need
  • Pay attention to which answers are pre-filled
  • Use more than one comparison site
  • Read everything carefully
  • Always check before you buy