Getting a Cash Loan From a Bank

Getting a Cash Loan From a Bank

In South Africa, many individuals who are seeking finance have the option of choosing from a range of lending institutions. Many individuals are also opting for getting a cash loan from a bank. 


As one of South Africa’s foremost banking institutions, Absa offers clients a range of solutions for their financial needs. One of these solutions is the Express Loan.

The Absa Express Loan can be helpful for when you need cash for those rainy days.  When an unexpected emergency comes up you may not have the cash you need to meet your short term finance needs. This loan provides clients with instant cash to tide them over until their next payday.

Loan amounts you can qualify for range from R1500 to R8000 and you also have the benefit of a flexible repayment term of 1, 3 or 6 months.

What do you need to qualify?

This loan is available to you if you earn a minimum amount of R1500 per month. You also need to have a bank account into which your salary is deposited. You will need to provide proof of residence as well. A benefit offered by the loan is that it has roll-over ability.

First National Bank:

FNB has a Temporary Loan offer which gives individuals personalised interest rates. Individuals are given the flexibility to choose their loan period. There are fixed monthly repayments and individuals can also benefit from the Take-a-Break facility in January. This loan solution offers a quick loan payment solution.

What does it take to qualify?

You need to be between the ages of 18 and 65 and a permanent South African resident. You need to be permanently employed.

Standard Bank:

Standard Bank offers flexible term personal loans. An added benefit of this type of loan is that after you repay 15% of the loan, you can extend it, without having to apply again.

To qualify for this loan, you need to be above the age of 18 years and a South African citizen or permanent resident.

Contact 0860 123 000 to apply.


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