Forming part of the HomeChoice Holdings Group, FinChoice provides access to credit in the form of loans to HomeChoice clients. Arranged in a manner designed to suit specific needs, FinChoice loans offer clients a maximum of R25 000 in finance. Repayment terms differ for each loan product, but the range is between 6 and 24 months. Individual affordability is also a deciding factor when it comes to repayments. Clients are given the option of extending the loan if they need to do so at the end of the month.
Individuals with good credit records who are seeking suitable personal loan options or home loans have the ideal lender in FinChoice. Once approved, clients can benefit from instant cash transfers into their accounts.
Application processes are quickened and simplified. There is no paperwork involved, as applications are done telephonically. Depending on individual assessment, the loan amount can be made available to clients within 24 hours. There are fixed monthly instalments, allowing clients to arrange their budgets better. Managing the loan amount has been made easier through a cellphone application, while taking out a new loan is an option facilitated by “KwikDraw.”
The option to skip a payment is made available once a year through the “KwikSkip” facility. Applicants need to have a South African I.D. to qualify, in addition to being a HomeChoice customer, with an active bank account.
Loan options are provided in the following form:
KwikAdvance:
R2000 in finance, including free FinChoice Protection Plan.
6 month Flexi Loan:
R8000 offered. This is one of the more popular products at FinChoice.
12 month Personal Loan: Up to R25 000 in finance offered
24 month Personal Loan: Up to R25 000 in finance offered
Contact FinChoice and speak to a friendly consultant by calling: 0861346 246 or visit www.finchoice.co.za.
