First National Bank (FNB) Banking Solutions offers quality banking services to its millions of clients across South Africa. A range of transactional services, credit services, saving options and investment solutions are offered by the bank in fast, efficient ways.

The bank also offers banking services specifically designed for seniors. These services are tailored to suit the changing need of individuals who may have retired and who are above the age of 65.

The FNB Encore banking services are such services offered exclusively for seniors.

More about the FNB Encore Cheque Account

FNB Encore products are designed for those aged 55 years and older.

With an FNB Encore Cheque Account, clients can enjoy great value and savings.

The account is offered to individuals above the age of 55 years, with an income of R24 000 and R349 999 per annum.

The service is available for a monthly fee of R65.

What are the benefits offered?

By maintaining a minimum balance of R10 000 you won’t have to pay a fee.

You get 4 free FNB ATM cash withdrawals.

You may qualify for anew smart device at discounted prices.

You get to make free electronic prepaid purchases.

You get free swipes when you pay.

You have the benefit of being able to get free cash withdrawals at selected Shoprite, Checkers, PicknPay, Spar and Boxer stores.

You get a free subscription to inContact, so you are notified when there are any transactions above R100 are made on your account.

The account comes with a free Linked Savings Pocket so you can save money even while spending on the account.

Documents needed to apply

  • Valid South African ID
  • Proof of residence
  • Latest payslip or bank statements

For more about the FNB Encore Cheque Account, visit